Tips & Advice
CD Laddering: Make the Climb to Financial Success
Make your savings work harder for you: open multiple CDs with different maturity dates. It's called "CD laddering" and it's a great way to take advantage of the best CD rates for longer terms and ensure you have liquidity and flexibility when you need it, since one or more CDs will always be approaching maturity. Read More 
Certificates of Deposit Combine Growth and Safety
What's the safest way to grow your money and still get a great rate? Many investors choose certificates of deposit (CDs), popular low-risk/high-yield FDIC-insured accounts that offer a broad range of maturities and yields. Read More
How Are CD Interest Rates Determined?
A certificate of deposit (CD) is essentially an agreement between you and the bank. You agree to deposit your money in the bank for a fixed amount of time and, in return, the bank guarantees you a specific CD interest rate. Read More
Understanding the Wide World of CD Rates
Smart money managers know that it's important to keep some money in low-interest checking and savings accounts to cover emergency needs. But, they also know to put their money in accounts that will bring in the highest possible interest while still enjoying the protection of FDIC insurance. Read More
How to Find the Highest CD Rates
There's no doubt that certificates of deposit (CDs) are an important financial tool for many people – whether they are looking for an ultra-safe place to park their money (a CD is insured for as much as $250,000 by the FDIC) or they are investing in CDs to supplement their retirement income. Read More
The Rate's the Thing: Tips for Finding Higher Savings Account Rates
A solid savings account is the cornerstone of your financial life. So finding one that gives you the best return on your money is important. Consider these tips for finding an account that's right for you. Read More
Planning for Perils: A High Yield Savings Account May Be Your Best Protection
Bad things happen (and often when we least expect it). And it's not always the big bumps that catch us off our financial guard. Sometimes it's the little things – like lightning blowing out the refrigerator or that unexpected trip to the emergency room. Read More
A Penny Saved: Painless Tips for Revving up Your Funds with a High Interest Savings Account
"No pain, no gain." It's certainly an appropriate thought at the gym. But does that same "pain" have to apply to saving money? Thankfully, no! Saving money really can be painless – especially when you tap the power of a high interest savings account! Read More
Online Savings Account: A Smart Choice for Short-Term "Parking"
Why you save will largely determine how you save. Certain types of savings accounts are better than others for short- mid- and long-term goals. If you want to "park" money for an emergency fund or save for a near-term purchase like a down-payment on a new car, an online savings account can deliver what you want: higher yields, convenient access, safety and security. Read More
Saving And Budgeting Tips For Tough Times
When the economy stumbles or financial hardships strike, your family budget might take a hit. These tips can help get your budget back on track. Read More
Online Banking May Be Your Best Way to Earn More
To reach your savings goals throughout your life, you not only need to know how much to save—you need to make your money work harder by finding the best interest rates. Read More
Help Yourself to Money Market Rates that Help Your Savings Grow
With today's volatile economy and erratic stock market, many savers are flocking to money market accounts (MMAs). FDIC insurance is one big reason why. Read More
Individual Retirement Accounts: Savings for a Secure Future
Whether you're planning to retire in a couple years or a couple decades, the one plan you need right now is a tax-deferred Individual Retirement Account (IRA). An IRA is vital to your financial future–a form of "retirement insurance." Read More
