The rates you want come with the service you deserve.

Helpful Banking Specialists available 24/7

Discover Bank CDs National Average1
% APY*
% APY1
  • Rising Earnings Graph from Great Rates

    Earn more, faster.

    At Discover Bank you get great rates that consistently beat the national average.1 Plus, interest compounds daily, so you'll earn faster.

  • Helpful Discover Bank Support Specialist

    Help is always available.

    Our friendly Banking Specialists are on hand 24 hours a day to help open accounts, answer questions, or provide technical support.

  • Your money is safe.

    Discover Bank accounts are FDIC-insured up to $250,000 per account and backed by the solid financial strength of Discover Financial Services.

  • State-of-the-Art Security and Technology

    Your security is our highest priority.

    Industry-leading system monitoring and state-of-the-art encryption technology helps guard your privacy and identity.

  • Interactive Savings Calculator

    Make a plan to reach your goals.

    Need a little help planning? We've got you covered, with interactive calculators and advice to help you achieve your savings goals.

  • 24/7 Account Access

    Access your money whenever you want.

    Make transfers, pay bills and view your statements online 24/7. Access your cash by phone, online or through our network of ATMs.

See what others are saying about Discover Bank.

  • Number 1

    Discover ranks first in customer loyalty for the 15th year in a row.

    — 2011 Brand Keys Customer Loyalty Index

  • Money

    "Discover Bank consistently pays among the best rates around."

    — MONEY Magazine, November 2010
        © 2010 Time Inc.

  • Quality

    5-star Safe & Sound rating for financial strength and stability.

    — Bankrate, 2Q 2011

* Annual Percentage Yield (APY). This offer applies to personal accounts only. CD rate based on a $2,500 minimum balance and applies to a 5-year term. A penalty may be charged for early CD withdrawal. Fees could reduce earnings on the account. Advertised rate is valid as of MM/DD/YYYY and subject to change daily without notice.

   

1. National Average APYs based on top 50 U.S. banks by deposit provided by Informa Research Services, Inc. as of MM/DD/YYYY.

   

† FDIC deposit insurance is $250,000 per depositor, per deposit category.