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Discover Bank CDs National Average1
% APY*
% APY1
  • Graph

    Earn more, faster.

    At Discover Bank you get great rates that consistently beat the national average.2 Plus, interest compounds daily, so you'll earn faster.

  • Customer Service

    Help is always available.

    Our friendly Banking Specialists are on hand 24 hours a day to help open accounts, answer questions, or provide technical support.

  • FDIC

    Your money is safe.

    Discover Bank accounts are FDIC-insured up to $250,000† per account and backed by the solid financial strength of Discover Financial Services.

  • Lock

    Your security is our highest priority.

    Industry-leading system monitoring and state-of-the-art encryption technology helps guard your privacy and identity at all times.

  • Calculator

    Make a plan to reach your goals.

    Need a little help planning? We've got you covered, with interactive calculators and advice to help you achieve your savings goals.

  • 24/7

    Access your money whenever you want.

    Make transfers, pay bills and view your statements online 24/7. Access your cash by phone, online or through our network of ATMs.

See what others are saying about Discover Bank.

  • Top Tier

    "Top Tier award for consistently offering APYs that were among the highest."

    — Bankrate.com, 3Q 2009

  • Money

    A Leader in Identity Safety

    — Javelin Stragegy & Research

  • Money

    Winner of World Class Customer Satisfaction Award

    — Service Quality Measurement Group

* Annual Percentage Yield (APY). This offer applies to personal accounts only. CD rate based on a $2,500 minimum balance and applies to a 5-year term. A penalty may be charged for early CD withdrawal. Fees could reduce earnings on the account. Advertised rate is valid as of 3/17/2009 and subject to change daily without notice.

1. National Average APYs based on top 50 U.S. banks by deposit provided by Informa Research Services, Inc. as of 3/17/2009.

2. Bankrate.com (3Q-2009) Top Tier Quarterly Winner for consistently high yields.

† On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor, per deposit category, through December 31, 2013.