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Open an IRA CD
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Discover Bank IRA CD Account Basics
Managing Your Account Is Easy
Choose an account type (up to five per application) and enter your personal information.
Fund your account electronically from any checking or savings account, with a personal check or wire transfer.
Verify and submit your information and you're ready to start earning great rates.
It's a low-risk way to earn
a great rate on your retirement savings.
Earn a competitive rate
–while protecting the nest egg you've worked so hard to build
No market risk
–your money is secure and not subject to fluctuations in the market
No custodial fees
–keep more of your money while you earn at a guaranteed rate.
Manage your account securely anytime, anywhere.
We'll notify you with renewal options that meet your needs
Choose automatic renewal for the same term at a rate that consistently beats the National Average
Add to a maturing IRA CD or fund a new one using our free online transfer
While You're Earning
Manage and track your account online or by phone 24 hours a day
Accumulate interest in your IRA CD or, depending on your age, you can choose to transfer the interest to another account
Schedule regular distributions to the account of your choice
Talk to a Banking Specialist 24 hours a day
Bank confidently with our online security guarantee
Discover Bank accounts are FDIC-insured
1. Bankrate.com (3Q-2011) Top Tier Quarterly Winner for consistently high yields.
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